Terms and Conditions of Use
25+ Years of Trusted Service *
Terms and Conditions
By accessing or using our website, you agree to be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, you may not use this website. Please review them carefully, as they constitute a legally binding agreement between you and us.
1. Nature of Our Service
We are not an insurance provider or agency. Our website does not sell insurance or related products. Instead, it serves as a platform connecting insurance providers, agents, and other partners (collectively, “Providers”) with potential customers (“Prospects”). Prospects may request quotes or services through our website or affiliated partner sites. We are not a party to any agreements between Prospects and Providers.
2. Website Modifications
We reserve the right to modify, update, or discontinue any aspect of this website, including content, features, or availability, at any time without prior notice.
3. Email Communication Policy
By submitting a request or inquiry through our website, you consent to receive communications from us or our marketing partners. This may include adding your email address to our mailing list for updates, offers, or service-related information. You can opt out at any time via the unsubscribe link in our emails.
4. Content Usage
We may use, share, or disclose information submitted through this website (e.g., quote requests) with our Providers to facilitate services. All data is handled in accordance with our Privacy Policy. We are not responsible for the accuracy or outcome of information shared between Prospects and Providers.
5. Third-Party Links
Our website may contain links to third-party websites not operated by us. These links are provided for convenience, and we do not endorse or assume responsibility for the content, policies, or practices of these sites. Accessing third-party websites is at your own risk.
Summary of Key Terms
The table below outlines the core aspects of our Terms and Conditions for quick reference:
| Section | Key Points |
|---|---|
| Service Nature | We connect Prospects with Providers but do not sell insurance or participate in agreements. |
| Website Changes | We may modify the website at any time without notice. |
| Email Policy | Submitting a request opts you into email communications, with an option to unsubscribe. |
| Content Content Usage | Submitted data may be shared with Providers per our Privacy Policy. |
| Third-Party Links | We are not responsible for external websites linked from our platform. |
Contact Us
If you have questions about these Terms or our services, please reach out via the Contact Us page.
For additional details about our operations, visit the Fred Loya Insurance Wikipedia page.