Privacy Policy

Welcome to loyainsurance.org, operated by Fred Loya Insurance. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, request quotes, or purchase services. It also covers how we handle data related to linked websites, social media, and other digital platforms. Your privacy is our priority, and we are committed to transparency and compliance with U.S. data protection regulations.

Information We Collect

We collect information you provide when registering, requesting a quote, or purchasing products/services through our website. This may include:

• Basic Personal Information: Name, email address, postal address, phone number, or date of birth.
• Insurance-Related Details: Vehicle details, home information, travel plans, or lifestyle preferences.
• Sensitive Information: Health data or prior criminal convictions (with your explicit consent).
• Household Information: Details about family members included in policies (e.g., additional drivers).
• Marketing Preferences: Your choices regarding communications and offers.

We are transparent about why we collect this information and obtain your consent for sensitive data. For details, see our Fair Processing Notice.

Information from Third Parties

We may collect publicly available information to enhance our services, such as:

• Data to verify your identity or assess quote applications.
• Anti-fraud checks to protect you and our business.
• Payment option evaluations or personalized offers.

We respect your preferences and obtain consent where required. Learn more on our Data Sources page.

Online Networks and Social Media

We may use information from social media platforms or other online sources to improve our services and communication. This data helps us understand customer preferences and tailor our offerings. We adhere to any privacy settings you’ve established on these platforms.

Cookies and Tracking Technologies

Our website uses cookies, pixel tags, and similar technologies to enhance your browsing experience. These tools:

• Remember your preferences for a personalized experience.
• Track how users interact with our website, products, and ads.
• Analyze anonymized data to improve our services.

We may also collect device information (e.g., hardware, software, or location) in an anonymized form. For email marketing, pixel tags help us understand your engagement. Manage your cookie preferences via our Cookie Policy page.

How We Use and Share Your Information

Fred Loya Insurance may use your information to:

• Provide quotes, underwrite policies, process claims, or manage renewals.
• Identify products/services that match your interests.
• Conduct statistical research to analyze user behavior and preferences.
• Prevent fraud, ensure compliance with regulations, or administer our systems.

We may share your data within the Fred Loya Insurance group or with trusted partners, ensuring compliance with data protection laws. Your information is used responsibly, and you can update your preferences anytime.

Data Transfer and Security

Your information may be transferred to affiliates or third-party processors, including those outside the United States, for purposes outlined in this policy. We ensure all recipients adhere to U.S. data protection standards. By providing your information, you consent to these transfers.

We implement robust physical, technical, and organizational measures to safeguard your data against unauthorized access, loss, or disclosure. For more details, visit our Security Practices page.

Third-Party Links

Our website may include links to third-party sites with their own privacy policies. We are not responsible for their practices. Review their policies before sharing personal information.

Summary of Key Privacy Practices

The table below summarizes our privacy practices for quick reference:

Contact Us

For questions or concerns about this Privacy Policy, please contact us:

Fred Loya Insurance
El Paso, Texas, USA
Contact Us page

For more information about our company, visit the Fred Loya Insurance Wikipedia page.