Privacy Policy

Information We May Collect Directly

We aim to limit the personal information we collect directly to what is reasonably needed for website operations, communication, analytics, security, and quote-related functionality.

Depending on how you use the website, we may collect or receive:

• Contact information Such as your name, email address, or message content if you contact us through email or a contact form.
• Quote form information Such as ZIP code or basic quote-request information entered into a form on our website, when applicable.
• Technical information Such as IP address, browser type, device type, pages viewed, referring pages, approximate location, and interaction data.
• Communication records Such as questions, feedback, correction requests, or other messages you choose to send to us.

Sensitive Information

LoyalInsurance.org does not ask visitors to send Social Security numbers, full driver’s license numbers, full payment card numbers, bank account numbers, passwords, complete policy documents, health records, or criminal history information directly to us by email or through our general contact channels.

If a third-party quote platform, insurer, agent, or broker requests sensitive information as part of a quote, application, payment, underwriting, or policy process, that request is handled by the third party and is subject to its own privacy policy and legal obligations.

Cookies, Analytics, and Tracking Technologies

We may use cookies, pixels, tags, server logs, analytics tools, advertising technologies, affiliate tracking, or similar technologies to operate the website, understand how visitors use the site, improve content, measure performance, and evaluate marketing or quote-related activity.

These technologies may collect information such as pages visited, time on page, referring URLs, browser type, device type, approximate location, IP address, and interactions with buttons, links, or quote forms.

You can usually adjust cookie settings through your browser. Blocking cookies may affect how some features, analytics, or quote-related functions work.

How We May Use Information

We may use information collected through the website for the following purposes:

• Website operation To operate, maintain, secure, troubleshoot, and improve LoyalInsurance.org.
• Communication To respond to questions, feedback, correction requests, privacy inquiries, or contact messages.
• Quote-related functionality To support quote forms, ZIP-code routing, third-party quote links, or related user interactions.
• Analytics and performance To understand traffic, user behavior, content performance, and website usability.
• Security and fraud prevention To detect, prevent, or respond to misuse, spam, abuse, unauthorized activity, or technical issues.
• Legal compliance To comply with applicable legal obligations, enforce website policies, or respond to lawful requests.

How We May Share Information

We may share information in limited situations, depending on how you use the website:

Your Privacy Choices and Rights

Depending on where you live and which privacy laws apply, you may have certain rights regarding your personal information. These rights may include the right to request access, correction, deletion, portability, restriction, or opt-out of certain uses or disclosures of personal information.

California residents and residents of other states with privacy laws may have additional rights regarding personal information, including rights related to sale, sharing, targeted advertising, and certain sensitive information processing where applicable.

To make a privacy request, contact us through our Contact page. We may need to verify your request before responding. If your request relates to information collected by a third-party quote platform, insurer, agent, broker, or external website, you may need to contact that third party directly.

Data Retention

We retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including website operations, communication, analytics, security, legal compliance, dispute resolution, and recordkeeping.

Retention periods may vary depending on the type of information, how it was collected, legal requirements, technical needs, and whether the information is needed for security, analytics, or business records.

Data Security

We use reasonable administrative, technical, and organizational measures designed to help protect information against unauthorized access, loss, misuse, alteration, or disclosure.

However, no website, server, email system, internet transmission, or electronic storage method is completely secure. We cannot guarantee absolute security, and users should avoid sending sensitive personal information through ordinary email or general contact forms.

Children’s Privacy

LoyalInsurance.org is not directed to children under 13 years old, and we do not knowingly collect personal information from children under 13.

If you believe a child under 13 has provided personal information to us, please contact us so we can review the request and take appropriate action.

External Links and Third-Party Websites

LoyalInsurance.org may link to third-party websites, quote platforms, insurance providers, advertisers, or external resources. These websites operate independently and may have their own privacy policies, terms, disclosures, and security practices.

We are not responsible for the content, privacy practices, security, or data handling of third-party websites. Review their privacy policies before submitting personal information.

Data Transfers

Information collected through LoyalInsurance.org or its service providers may be processed or stored in the United States or other locations where our website tools, hosting providers, analytics services, or service providers operate.

By using this website, you acknowledge that information may be processed in locations that may have privacy laws different from those in your state, province, or country.

Updates to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, technology, quote tools, analytics practices, legal requirements, or business operations.

The updated date at the top of this page indicates the most recent revision.